Motorcycle Insurance Services

Motorcycle Insurance Service Options

You will enjoy being out on the open road even more when you are not worried about the safety of yourself, your passengers or your investment. Whether you need to make changes to your existing motorcycle insurance policy or you need coverage for a new motorcycle, contact our insurance agents. We can help with all your insurance coverage needs including:

• Add Driver to Existing Motorcycle  Policy
• Add Motorcycle to Existing Policy
• Remove Driver from Existing Motorcycle Policy
• Remove Motorcycle from Existing Policy
• Request Declaration and Coverages Page for Motorcycle Policy
• Request ID Card for Motorcyle Policy

Call Allegiance Insurance Agency for more information.

Why Do You Need Insurance for Your Motorcycle?

• If you are in an accident or your motorcycle is stolen, it costs money, often a lot of money, to fix or replace it.
• If you or a passenger is injured in an accident, medical costs can be extremely expensive.
• If your motorcycle is responsible for damage or injury to others, you may be sued for much more than you're worth.
• Your motorcycle may be one of your most prized possessions. It deserves special protection.

Things to Consider and Questions to Ask Your Agent

Tips for the Cost-Conscious Rider

Many factors can play a role in determining what your insurance costs will be such as your age, your driving record, where you live and the type of motorcycle you own, or being a graduate of a rider-training course. 

• Many companies offer discounts from 10 to 15 percent on motorcycle insurance for graduates of training courses, such as the Motorcycle Safety Foundation (MSF) rider course. Riders under the age of 25, usually considered a higher risk, may see some savings by taking this course. It's also a good idea for cyclists who have already had accidents.
• Maintaining a good driving record with no violations will also help reduce your premiums.
• In many northern states, riders may save money by buying a "lay-up" policy. With a lay-up policy, all coverage except comprehensive is suspended during winter months.
• Find out what discounts your insurance representative offers. Multibike discounts for those insuring more than one bike, organization discounts, if you're a member of a motorcycle association, and mature rider discounts for experienced riders, are just a few possibilities. Discounts can range anywhere from 10 percent to 20 percent, depending on the company and your state. Availability and qualifications for discounts vary from company to company and state to state.
• Keep in mind that the type, style (such as a sports bike vs. a cruiser) and age of the motorcycle, as well as the number of miles you drive a year and where you store your bike may also affect how much you pay for your premium.